Restrictions are not based on WHEN your mastectomy was, but by use and need of a mastectomy bra. All you need is a prescription from your doctor.
Many people who’ve had a single or double mastectomy, with or without reconstruction, don’t know that insurance may cover your purchase of post-surgery bras and mastectomy bras, breast prostheses and breast forms. With a qualifying prescription from your doctor, you may be eligible.
What You Need to Know
The Women's Health and Cancer Rights Act of 1998 (WHCRA) provides protection to patients who choose to have mastectomy or reconstruction, and for those who choose prosthesis or forms post-surgery. From Medicare and Medicaid, to your private insurance, all insurances have programs to cover your surgical bras and post-mastectomy bras, but there could be some limitations.
1. Most insurance plans typically allow and cover between 4-6 post-surgery bras per year. This will vary by provider and medical need.
2. Only pocketed bras are included in the coverage restrictions set by insurance providers. Check out our super soft pocketed mastectomy bra collection to see which styles work for you.
3. There may be out-of-pocket costs, such as co-pays, upgrade fees, and even additional costs if deductibles are not yet met for the year. Some plans may even require you to pay upfront and receive reimbursement later.
4. Bras are not typically covered until after you’ve had your mastectomy surgery. We recommend waiting 4-6 weeks post-mastectomy surgery to account for any swelling or soreness that may occur immediately following your surgery. If applying before your mastectomy, insurance may decline your submission, and you would need to resubmit your file for processing.
5. Bras can also be purchased with an FSA or HSA account.
6. If you need a receipt for reimbursement of your AnaOno bra purchase, you can request one at email@example.com, to submit the claim on your own.
7. AnaOno is not a licensed Medicare provider. Submissions made through this network may result in denial.
TOP TIPS FOR APPLYING FOR MASTECTOMY BRA INSURANCE COVERAGE
Bras ARE NOT covered until after your mastectomy surgery. We recommended waiting 4-8 weeks after your mastectomy or reconstruction surgery to apply for your AnaOno bras so the fit will be comfortable and truer to size after healing is complete and swelling has reduced.
Medicare and Medicaid may require a purchase of breast prostheses at time of your bra order, or require that breast forms are being used with a mastectomy bra to ensure coverage.
What about reconstruction? We know that not every reconstruction is perfect. Your insurance may require a purchase of a balance form in your history to ensure mastectomy bra coverage.
Don’t need a breast form? If insurance covers it and the deductible has been met, a breast form can be a useful back-up, just in case.
WHAT YOU NEED PREPARED: APPLICATION CHECKLIST
Prescription (don't forget your diagnosis code)
Insurance info (always in your wallet)
Ordering Physicians contact info (got ‘em on speed dial, we know
For further assistance please contact us at firstname.lastname@example.org.
HEADING TO THE DOCTOR?
Check out our answers to frequently asked questions below for some extra help and guidance.
Please note, AnaOno LLC will not process any claims on your behalf. We are here to answer any fit question you may have. Please contact us at email@example.com or call 866-879-1744 and ask for Lauren.